BOB Education Personal Loan, बैंक ऑफ़ बरोंदा से लोन मिलेंगा, जल्दी आवेदन करे

BOB Education Personal loan: Don’t let fees become a barrier to education. Get Education Loan with ease – in digital form!!!! Bank of Baroda’s Digital Education Loan is here to help you fulfill your dream education and career ambitions.

Know how many types of education loans a student can get?

1.Know about Baroda Digital Education Loan

Bank of Baroda’s Digital Education Loan is ready to help you fulfill your dream education and career aspirations.

Loan Amount: Major institutions decide the loan price as per their decision.
Maximum Tenure: No Prepayment Fee Years

Baroda Digital Education Loan : Benefits

Fees payable to College/Institution/University/School/Hostel.
Examination/Library/Laboratory Fees.
Hostel fee.
Purchase of books/equipments/instruments/uniforms.
Security deposit, building fund/refundable deposit backed by the institution.
Insurance premium for student borrower.
Other expenses required to complete the course – such as study tours, project work, research, etc. Please Note: Cost of external coaching/tuition will not be considered.
Interest rates & charges
- There are different departments in this loan and interest rates & charges are decided accordingly.
- Product Category: Bank of Baroda Education Loan (India) for Students from Premier Institutions
- AA: BRLLR – 1.00%, ब्याज दर 8.15%
- A: BRLLR – 0.70%, ब्याज दर 8.45%
- B: BRLLR + 0.60%, ब्याज दर 9.75%
- C: BRLLR + 0.80%, ब्याज दर 9.95%
- Note:- There is no special concession for women students under this scheme.

2.Know about Baroda Vidya

A loan given to the parents of an Indian national/resident student for pursuing education in a recognized institution.

Loan Amount: Rs. 4 lakhs

Baroda Vidya : Benefits

Loan for School Education (Target Group: Parents of students studying from Nursery to Class XII)

no processing fee
No documentation fee
no margin
Interest rates & charges
- BRLLR + SP + 3.10%, दर 12.50%
- 0.50% rebate in loan for women students.
- The interest must be serviced during the moratorium period.
- If the loan amount exceeds Rs 2 lakh, penal interest of 2% on the delayed amount.

इसे भी पढ़े Bakri Palan Loan Subsidy Scheme

3.Know about Baroda Vidya

This education loan is specially designed for Indian students who are pursuing undergraduate, postgraduate or any other professional course in India.

Loan Amount: Maximum Rs. 125 lakhs
Maximum Tenure: 10-15 years

Baroda Gyan : Benefits

Loans for Higher Studies in India (Target Group: Students pursuing undergraduate, postgraduate, professional and other courses in India.)

No processing fee up to Rs 7.50 lakh
No documentation fee
No margin on loans up to Rs 4 lakh
No security for loans up to Rs 7.50 lakh
Interest rates & charges
- Product Terms Repo Rate + Spread Effective Interest Rate
- BRLLR + 2.00% 11.15% up to Rs 7.50 lakh
- Above Rs 7.50 lakh BRLLR + 1.90% 11.05%
- (Special interest rate for children of military persons under Bank of Baroda Warrior Education Loan Scheme) BRLLR + 1.10% 10.25%

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4.Know about Baroda Baroda Scholar

Bank of Baroda Scholar Loan is available for MBA, MCA, MS and other approved courses which are helpful in job creation. To be eligible for Bank of Baroda Scholar Education Loan in India, the student must get admission in the said institute and course.

Loan Amount: Maximum Rs. 150 lakhs
Maximum Tenure: 10-15 years

Baroda Scholar : Benefits

Education Loan for pursuing education abroad (Target Group: For students going abroad for professional/technical studies)

No processing fee up to Rs 7.50 lakh
No documentation fee
No margin on loans up to Rs 4 lakh
Free debit card
No documentation charges
No security up to Rs.7.50 Lakh
Interest rates & charges
- Baroda Scholar Education Loan:
- For foreign major institutions:
- Foreign: BRLLR + 0.55%, interest rate 9.70%
- Foreign (Canada): BRLLR + 0.55%, interest rate 9.70%
- For foreign non-core institutions:
- Foreign:
  - Up to Rs 7.50 lakh: BRLLR + 2.00%, interest rate 11.15%
  - Above Rs 7.50 lakh: BRLLR + 1.05%, interest rate 10.20%
  - Foreign (Canada):
    - Up to Rs 7.50 lakh: BRLLR + 2.00%, interest rate 11.15%
    - Above Rs 7.50 lakh: BRLLR + 2.55%, interest rate 11.70%
  - For non-major institutions, girl children will get a relaxation of 0.20%.

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5.Know about Baroda Education Loan to Students of Premier Institutions

This student education loan is available to Indian citizens who have received acceptance into premier educational institutions in India. The loan amount is determined by the Bank of Baroda education loan list – which includes AA, A, B and C categories.

Loan Amount: Up to Rs. 80 lakhs
Maximum Tenure: 10-15 years

Baroda Education Loan to Students of Premier Institutions : Benefits

This student education loan is offered to Indian citizens who have secured admission in premier educational institutions in India. The loan amount depends on the categorization of the institution.
Free debit card
Collateral Free Loan up to Rs.40.00 Lakhs
No Processing Charges
Digital Education Loan Facility
Special offer for students of Army Personnel
Interest rates & charges
- Here is the information on Baroda Education Loan for premier institutions (for studying in India):
- AA Category:
  - Repo Rate + Spread: BRLLR – 1.00%
  - Effective interest rate: 8.15%
- A Category:
  - Repo Rate + Spread: BRLLR – 0.70%
  - Effective interest rate: 8.45%
- B Category:
  - Repo Rate + Spread: BRLLR + 0.60%
  - Effective interest rate: 9.75%
- C Category:
  - Repo Rate + Spread: BRLLR + 0.80%
  - Effective interest rate: 9.95%
- These rates are applicable exclusively under the Baroda Education Loan Scheme for students pursuing education in premier institutions in India.

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6.Know about Baroda Education Loan for EDP being offered by Premier Institutions in India

Expert students who have received admission in a university and are in employment can avail of education loans offered by leading institutions in India. Loan amount ranges up to Rs 80 lakh, so apply today.

Loan Amount: Maximum of Rs. 20 lakhs
Maximum Tenure: 10-15 years

Baroda Education Loan for EDP being offered by Premier Institutions in India : Features

This study loan is offered to resident Indians who must have gained admission to the institution and must be in employment during the tenure of study.
No Processing Charges
No margin on loans up to Rs. 4 lakh
Free debit card
Interest rates starts from 8.15%*
- Baroda Education Loan for students from premier institutions (for study in India)
- AA BRLLR – 1.00% 8.15%
- A BRLLR – 0.70% 8.45%
- B BRLLR + 0.60% 9.75%
- C BRLLR+ 0.80% 9.95%